If you’re interested in improving your finances, earning extra money, and helping me out, here’s a list of referral links to services I use. If I earn money from your sign-up, I’ll put it towards running this site and donating to charitable causes and financial education, learn more at the 5%!
Earn free flights every year ✈️ ($600/year)
I get a free round-trip flight to the UK every year for Christmas that’s usually at least $600 thanks to my Chase Sapphire Preferred card. You’ll get 60,000 points, equivalent to $600 when you sign up and spend $4k in three months, and you’ll get at least 1x points on every dollar you spend while using the card day to day. I highly recommend it, I earn at least $600 a year in points between this card and the Chase Freedom Unlimited that gets me a free flight every year which easily outweights the $95 a year account maintenance fee. You can check which travel cards are best at NerdWallet – Best Travel Credit Cards, at the time of posting this, the Chase Sapphire Preferred was the best card.
If you want to get the Chase Preferred Card, you can use my link and I’ll get 15,000 bonus points which I’ll put towards this site.
https://www.referyourchasecard.com/6j/Y69UV8BO3H
Earn money from your cash 💰 (4.6% + $275 bonus)
You can get one of the best interest rates with SoFi so that your cash is still working for you, even if it’s not invested in stocks. SoFi provides a 4.6% interest rate at the time of writing.
If you sign up through my link, you can also get a $25 bonus, on top of the regular $250 if you setup direct deposits meeting their requirements:
https://www.sofi.com/invite/money?gcp=fad2a21d-82a6-4618-8b68-50da0c62da36&isAliasGcp=false
Find out your net worth 📈 ($20)
I like Empower (previously Personal Capital) because it gives me a view at a glance of all my investment accounts, even ones back in the UK, with secure Plaid authentication so account balances update to reflect the latest values. Fair warning, they may target you with a sales call and offer to manage your accounts for you, for a tidy fee. Just say no and enjoy their tracking tools.
If you sign up to track your net worth with Empower through my link, we’ll both get $20.
https://empowerreferral.link/markwj
Recommendations
If you have any services you use that you’d recommend, please contact me as I’d love to know!